Borrow £25,000 to £1,000,000

Borrow 95% of the home's value

Self certification mortgages

All credit histories are welcome including defaults and CCJ's.

Mortgages

A 2nd charge mortgage is a loan that is secured upon your home and against the equity you may have built up in your property. 2nd charge mortgages are more commonly known as secured loans.

Monthly repayments reduce the capital of the loan. Or in leman?s terms, the amount you owe the lender. In some cases, the monthly repayment does not reduce the capital you owe, for example, some credit cards where the minimum payment taken each month is in line with the amount of interest they charge or, for interest only mortgages where the borrower only pays the interest accrued on the loan.

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• Low rate loans
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